I need to cut back my credit card spending, or else I will never get it paid off enough to launch my company. I can see the need for Netflix and for emergencies, but for most of the purchases I’m putting on it the spending is not necessary. I may not like eating sandwiches and other food from home at work and before I go to work, but if I really want to launch my company, I will start doing those things and quit dining out on my card.
If I can resist the urge to buy the newest edition of Monopoly, I can resist the urge to buy other things on my card. Otherwise I may have to wait until March or April when I get my tax return next year to have enough cash to launch my company. I may have to consider leaving the card at home in order to stop spending money on it. Whatever I have to do in order to pay off that debt, I will do. The only things I see myself not doing are stealing or working a second job in order to pay it off as neither of those things are in my character.
I’m going to relax now before I need to get ready for work this afternoon, so take care! 😉
Solve the puzzle I made on Wheel of Fortune Free Play!
PUZZLE CODE: 206M9
I’m learning to control my impulses to put purchases on my credit card when I have room on it. If I am to pay off enough of it to launch my company by next January, then I need to avoid putting as much purchases on it as I can. It’s quite tempting to switch Netflix to Paypal so that I’m not putting any payments on it any more, but that’s a minor expenses and is a better option than TV service, which I’m cancelling on November 1st to save even more money.
I know I’ll have another impulse that I’ll have to reject when my credit is over five hundred dollars to purchase the script for Gate 90 Ads, but I know that waiting will be the better way of doing it. It is better to do the rest of the purchases together so that everything runs smoothly and I download the latest versions of the software I’ll be running on my websites. I’ve also rejected the thought of buying domains like gate90search.com or gate90ads.com as subdomains should work just fine. If I do run into obstacles, I can always buy the domains in the future (providing no one has bought them before me or my company).
I’m going to take off now as I work from quarter to two until six this evening, so take care! 😉
Earlier this week, I cancelled my cell phone service from PC Mobile. This will save me about fifty dollars each month that I’ve redirected towards paying off my credit card debt. This will allow me to pay off that faster and pay less interest on it. I have also quit spending money on it by not using it for games on my cell phone or snacks through PayRange (which I can’t use without mobile data). The only thing that I have on it is my Netflix subscription, but that will be always paid off since I am paying a minimum of two hundred dollars a month now on my credit card.
Until I see more hours on a regular basis at work, I will not put any rent and utility payments from my roommate onto my credit card and instead use them to pay the rent. At this rate, it will take me another sixteen months to pay off enough debt (unless I use next year’s tax refund or am able to pay off debt faster) to be able to afford to launch Gate 90 Marketing Inc. I was hoping to get the process started next January, but I if I have to wait until July, I could wait until January 2019.
Take care until the next time I post. 😉
Solve the puzzle I made on Wheel of Fortune Free Play! PUZZLE CODE: SD3P9 http://bit.ly/WheelFreePlay
I do not like being sick! I do not like the stuffed-up nose and sinus cavities, the feeling of being unable to control my body’s temperature, or the sore limbs. I’m thankful that so far I have not yet thrown-up, and if that happens, I would be using the new website (WallmartLiveWell.ca) to tell work that I’m taking a sick day.
Unfortunately, I do not have any cold and flu medicine at home today, and I don’t have enough cash to buy any until tomorrow. That means I have to deal with the symptoms the best that I can during my closing shift at work this afternoon and evening. With me feeling like this and the weather looking to be unpleasant, I will no doubt be accepting a ride home from work from my parents after work today. 😉
Hoping I feel better in a couple of days, take care! 😉
Today, I am now 32 years old. Time seems to have that habit of every once in a while creeping up on you and reminding you of the wisdom of not wasting it. There are things that I wish could have happened in the past but did not happen, and there are things that if I could change them, I would.
I am looking forward to this afternoon and spending some time with my family at my parents acreage (and having sweet and sour spareribs for supper 😉 ). I’ll be taking along the Black Forest cake I bought on Sunday for my birthday for dessert tonight. My roommate works this afternoon or I’m certain he’d want to come out as well, so I’ll bring the leftover cake home so he can have a slice. 😉
Have a great day today, and if you share my birthday today, Happy Birthday! 😀
I’m planning on donating monthly to the Canadian Diabetes Association through CanadaHelps. It will help me next year on my tax return just as donating through work at Superstore and at church did this year.
I’m going to be donating $25 each month and I will be setting it up this afternoon after I deposit Jon’s rent payment to me. This is a way that I can help others with my money. I will look at donating to more charities after I get my business up and making money.
Take care and have a happy Family Day tomorrow. 😉
I would like to wish all of my subscribers and readers a Happy Valentine’s Day today. May you enjoy the romantic love that is in your life today, and if you do not have any in your life yet may you find that special someone soon.
Today’s holiday is named after Saint Valentine, who married soldiers and their sweethearts against the emperor’s orders and was imprisioned for it. The emperor thought that unmarried men made better soldiers, so he forbade his men to marry as long as they served in his army. Supposedly the first Valentine was sent by this saint as well as the note to a young lady was signed “Your Valentine”.
Personally, love has been pretty cruel to me, as I’ve suffered four broken hearts in eight years. I’ve almost given up on finding that someone special for me, but as a romantic at heart, I still hold out hope to find her.
Have a great day all and I’ll post again soon! 😉 ❤
Tomorrow I donate blood in the afternoon at the Red Cross clinic at the local Norsemen Inn. I usually do this twice a year, even though I could do it more often. The only reason I don’t do it more is that when I do it more often my arm starts to hurt.
I’m glad it’s in the afternoon as I have shopping to do in the morning tomorrow. I get tomorrow off due to booking it off from work, and I also have Saturday off due to the schedule (as a Wal-Mart work week is Saturday to Friday). After that my next multiple days off in a row is for my birthday when I get four in a row.
I got to get going so I can finish my breakfast and get ready for today’s shift at work as I work at noon today. Take care! 😉
Tax time is here again, but thankfully I’m already done the work necessary thanks to SimpleTax. All I have left is to file this year’s tax return via Netfile on the twentieth of this month, and then wait for this year’s tax refund to appear in my bank account. 😉
I’ve already decided to put the lion’s share of the return into my savings account towards my goals (most importantly launching Gate 90 Marketing Inc next January). I’m also going to make a one-time payment on my credit card to help reduce it as much as possible.
Another new savings goal of mine is a computer to act as a server for my own blog. It’s going to cost me around $2,700 after shipping and GST for the parts, plus another forty bucks or so for an account at NoIP to ensure my domain name points to the server. I likely won’t do this though until I have my own house due to the lack of free power jacks currently in my apartment. I will rent space from my company on it’s VPS for the blog after it launches until then (and let the company run ads on it as well).
I am thankful I don’t work until five this evening, but I still have other things to get done before I have to leave for work. Take care until the next time! 😉
I have a loose stitch in my right eye, and the earliest I am expecting to go to Edmonton to see the specialist to get it removed is Tuesday. Until then, I will have to put up with the feeling of it in my eye, especially when I work this afternoon and evening and tomorrow morning and afternoon. At least the weather isn’t storming and the wind isn’t that bad, so I don’t have to worry about stuff blowing into it and making the situation worse.
I’ll let you all know how my emergency appointment goes after I get home that day. Until then, stay safe and warm! 😉
It’s nice to have a day off work when I don’t have to rush about trying to get stuff done in a hurry. Today I can just relax and work at my own pace on my own projects. I’m planning on playing some Sims 3 on my Playstation 3 later while my roommate is at… Continue reading It’s nice to have a day off work…
I am willing to admit that I am addicted to playing The Sims 3. I spent over eight hours yesterday playing the game, as well as another hour and a half this morning. Compared to the original game for the computer, this version for the PlayStation 3 is more fun and challenging.
Got to leave for work now so take care until the next time I post here. 😉